First Farmers State Bank

4001 GE Road Bloomington, IL 61704 (309) 663-6200

301 Locust Street Delavan, IL 61734 (309) 244-9277

101 S. Main Avenue Minier, IL 61759 (309) 392-2623

P.O. Box 800 Minier, IL 61759

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News Archive

(Posted March 18th 2013 @ 4:20 PM )
Protect Yourself from Email Tax Scams

 It is tax season and criminals are seizing the opportunity for scams. Do not become the next victim. 

Scammers leverage every means at their disposal to separate you from your money, your identity, or anything else of value they can get. They may offer seemingly legitimate “tax services” designed to steal your identity and your tax refund, sometimes with the lure of bigger write-offs or refunds. Scams may include mocked-up websites and tax forms that look like they belong to the Internal Revenue Service (IRS) to trick you into providing your personal information. 

Scam artists can prey on users by promising refunds that are fraudulent, a scam the IRS says has been rampant in previous years. In these scams, notices are posted on bulletin boards, in libraries, and at other community sites people visit either in person or online. 

Scammers make money from this trick in two ways. First, they collect a fee for helping to “file” for a refund on behalf of their victims. Second, they steal the victim’s identity for further exploitation. The victims are left paying a fee …

(Posted March 13th 2013 @ 2:25 PM )
Protect Your Smartphone!

COMMON RISKS FOR SMARTPHONES
We usually do a good job of protecting our computers, but what about smartphones? Careless use can open up users to a lot of risks. Take a moment to consider each of these areas:

Loss of device and information theft. Smartphones are small and can easily be lost or stolen. Unauthorized users may access your accounts, address lists, photos, and more to scam, harm, or embarrass you or your friends. They may leverage stored passwords to access your bank and credit card accounts, steal your money, or make credit card charges. They may also gain access to sensitive material.

Social engineering. A common mobile threat is social engineering. Whether via text message, image, or application (app) to download, an incoming communication may be an attempt to gain access to your information. A current example consists of a text message that comes from an unknown number telling you that if you click on the link provided, you will have access to thousands of free ringtones. If this sounds too good to be true, that is because it is. The link is a malicious link. Clicking on it will compromise the security of your smartphone.

TMI (too much …

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