First Farmers State Bank

4001 GE Road Bloomington, IL 61704 (309) 663-6200

301 Locust Street Delavan, IL 61734 (309) 244-9277

101 S. Main Avenue Minier, IL 61759 (309) 392-2623

P.O. Box 800 Minier, IL 61759

Commercial

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Services

Time-Saving Commercial Services

Businesses need products and services that are flexible, reliable and efficient. Our business banking services, such as our Remote Deposit Capture and Business Cash Management, offer flexibility and provide benefits that could save you time and money!

SERVICE FEATURES AND BENEFITS

Remote Deposit Capture

Getting Started

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Make your business deposits without ever leaving your office. Enjoy the many benefits of Remote Deposit Capture…

• Extended processing day (4:00pm CST) with faster funds availability

• No trips to bank required -- reduced travel time and costs!

• Scan your checks, and they deposit electronically to your checking account -- no need for deposit tickets!

• Increased productivity

• Greater security

• 24/7 online access

• Reduced transaction errors

• No limit to number of deposits

• No need to purchase, install or maintain software

• Easy access to check images

• Consolidate accounts across multiple locations

• Easy and convenient to use!

Merchant Credit Card Processing

Getting Started

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• Visa or MasterCard Services available

• Your account is credited within 2 business days

• Processing fees are not deducted until the following month

• Receive monthly statements indicating amounts charged

• Application process takes only one week.

Business Cash Management

Getting Started

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Let us help you manage all of your company payroll, account transfers, bill pay and more with our Business Cash Management program. Experience the personal service and guidance of our staff and the convenience of internet banking, all rolled into one!

First Books Accounting Services

Getting Started

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If you are confused about which accounting software to purchase and don’t want the expense and hassle of frequent software updates, let us simplify it for you. As a First Farmers checking customer, you qualify for our First Farmers First Books Accounting Services. When you code your check and deposit transactions, they are categorized into income and expense items in the First Books Accounting system. Our customers receive printed categorized and balanced monthly reports and year-end summaries, which are helpful for tax preparation.

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FDIC

Employee Owned Customer Focused