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Learn more about our banking services.

Checking Accounts

We have a checking account that is just right for you! And, we make it easy to close your old account and open a new one at First Farmers

 

 

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010,through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

 

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs"). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

 

 



Invest or Save

If you are looking to save, at First Farmers you have your choice of money market, savings, certificates of deposit and IRA’s.

 

 

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010,through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

 

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs"). For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

 

 



Loans

We offer a wide variety of loans, including mortgages, home equity, home improvement, personal and auto loans.  Your need is unique to your situation. Our experienced loan officers help determine the type of loan which will work best for you. Our convenient banking hours offer flexibility to fit all of your banking needs! 

 

Don't have time to stop in but want to get started on your loan application? Click here to access our online mortage application. Complete the "paperwork" anytime that is convenient for you. We'll contact you after we receive the application electronically. It's that simple!

 

Note: If you are seeking a mortgage for property located more than 50 miles outside of our service area, please contact us prior to completing an online application.



Fraud and Security Alerts

First Farmers State Bank takes proactive measures to protect our customers from fraud and other security issues. We strongly encourage you to visit this website for the latest alerts.



Investment Services

We help provide direction with numerous investment options.



Safe Deposit Boxes

Securely store your valuable documents and family keepsakes! Contact your branch of convenience for size options, availability and pricing.

 

 

NOTE:  Box contents are not FDIC insured. Your homeowner's insurance policy may cover them, but please review your policy or contact your insurance agent to be certain.

 

Our web site provides links to other web sites for convenience and informational purposes only. By accessing these links you will be leaving First Farmers State Bank's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy policies of First Farmers State Bank's website. We encourage you to read and evaluate the privacy policies on the site you are entering.