First Farmers State Bank

4001 GE Road Bloomington, IL 61704 (309) 663-6200

301 Locust Street Delavan, IL 61734 (309) 244-9277

101 S. Main Avenue Minier, IL 61759 (309) 392-2623

P.O. Box 800 Minier, IL 61759

Security & Privacy

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Security & Privacy


Weisman:  Beware of new smart ship credit cards scams

Steve Weisman, for USA Today

October 1st was the deadline for retailers and credit card issuing companies to switch over to using the new EMV credit cards which contain a computer chip that creates and encrypts a new number every time the card is used, which will dramatically reduce the amount of credit card fraud.

Under the newly implemented regulations, if a business does not switch its credit card processing machines over to the new EMV cards or if a credit card issuer does not provide new EMV chip cards to its customers, in the event of credit card fraud, the responsibility for loss will be on either the credit card issuer or the retailer, whichever has not complied with the new law.

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